Checking

Accounts to Fit Your Lifestyle.

SB&T offers 5 different checking accounts to fit your lifestyle and budget. You can read about the features and benefits of each account below. For starters, all of our checking accounts come with a free ATM/Debit card. All accounts come with free Online Banking, mobile banking and bill pay.

Essential Checking

For our customers who want an everyday checking account for daily money management and the ability to offset the monthly net service charge by meeting minimum balance requirements.

Features
  • No monthly net service charge when minimum balance of $500 is met *
  • Unlimited check writing
  • Free online banking
  • Free online bill pay
  • SB&T Debit Card

* $499.00 to $400.00 = $1.00; $399.99 to $300.00 = $2.00; $299.99 to $200.00 = $3.00; $199.99 to $100.00 = $4.00; $99.99 or below = $5.00. A dormant account fee of $10 per quarter will be charged after 12 months of inactivity.

Landmark Checking

For our customers who want everyday checking and access to accidental death insurance and more.

Features
  • $10,000 in accidental death insurance ($6.00 net service charge). On joint account, insurance is divided equally between account owners
  • $30,000 accidental death insurance PLUS $1,500 on each dependent child ($8.00 net service charge). On joint account, insurance is divided equally between account owners
  • Free personalized checks
  • No service charge for cashier's check or money order
  • 10% annual discount on safe deposit rent
  • SB&T Debit Card
  • Free online banking, mobile banking and bill pay

Golden Checking

For our customers age 55 and over featuring unlimited check writing and free personalized checks.

Features
  • No monthly net service charge
  • Free personalized checks
  • No service charge for cashier's checks, official checks and money orders
  • 10% discount on safe deposit rent
  • Unlimited check writing
  • SB&T Debit Card
  • Free online banking, mobile banking and bill pay

Student Checking

For students age 15 to 22 years old.

Features
  • No monthly net service charge
  • Free personalized checks
  • Unlimited check writing
  • SB&T Debit Card
  • Free online banking, mobile banking and bill pay

Interest Bearing Consumer Checking Account

For our customers who want a basic interest bearing account with competitive rates and no transaction requirements.

Features
  • No monthly net service charge when minimum daily balance of $1,000 is met *
  • Variable rates
  • Unlimited transactions
  • Available to all customers
  • SB&T Debit Card
  • Free online banking, mobile banking and bill pay

* If account balance falls below $1,000 there is a $10.00 net service charge.

Fees

Overdraft Fee $33.00
NSF Check Charge $33.00
Money Orders $2.50
Official Checks $2.50
Cashier's Checks $5.00
Wire Transfers - Domestic $15.00
Wire Transfers - International $35.00