Privacy Policy
WHAT DOES STATE BANK AND TRUST DO WITH YOUR PERSONAL INFORMATION?
WHY?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number
- Account balances
- Payment history
- Transaction history
- Overdraft history
- Wire transfer instructions
When you are no longer our customer, we continue to share your information as described in this notice.
HOW?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons State Bank and Trust chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does State Bank and Trust share? | Can you limit this sharing? |
|---|---|---|
|
For our everyday business purpose - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
|
For our marketing purposes - to offer our products and services to you |
No | We don't share |
| For joint marketing with other financial companies | No | We don't share |
|
For our affiliates' everyday business purposes - information about your transactions and experiences |
No | We don't share |
|
For our affiliates' everyday business purposes - information about your creditworthiness |
No | We don't share |
| For non-affiliates to market to you | No | We don't share |
Questions? Call (205) 487-4265
WHAT DO WE DO?
How does State Bank and Trust protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does State Bank and Trust collect my personal information?
We collect your personal information, for example, when you:
- Open an account
- Apply for a loan
- Use your credit or debit card
- Make a wire transfer
- Show your driver's license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only:
- sharing for affiliates' everyday business purposes – information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.
| Definitions | |
|---|---|
| Affiliates |
Companies related by common ownership or control. They can be financial and non-financial companies.
|
| Non-affiliates |
Companies not related by common ownership or control. They can be financial and non-financial companies.
|
| Joint Marketing |
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
|
| Other Important Information |
|---|
|
For Massachusetts, Mississippi and New Jersey Customers. We will not share personal information from deposit or share relationships with non-affiliates either for them to market to you or for joint marketing – without your authorization. |
WHAT DOES STATE BANK AND TRUST DO WITH YOUR PERSONAL INFORMATION FROM THE MOBILE APPLICATION?
WHY?
The mobile application requests access to information stored on your device such as location, camera, contacts, or other features you are enrolled in to enrich and simplify your own user experience and improve our services, as well as provide additional security to protect your account.
It is important for you to understand that:
- Before granting access to this information, you will be prompted to give the application that permission.
- If you do not wish to grant that permission, you may decline.
- If you later change your mind, those permissions can be updated in your device's settings.
WHAT?
Some examples of information your app will request access to are:
- Location
- Contacts
- Camera
HOW?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
The application information is retained in accordance with state and federal record retention laws. Please contact us to determine specific timeframes for your personal stored information and if that information may be deleted.
QUESTIONS?
Please contact State Bank and Trust at 205-487-4265 regarding questions about the information included in this Mobile Privacy Disclosure or questions about the mobile application.